In this conversation, Alexandru Cociu, co-founder of Smart Fintech, shares the journey and vision behind building one of Romania’s first licensed open banking payment institutions. With a strong background in digitalization within the banking and financial sectors, Alexandru explains how the emergence of PSD2 regulations inspired the creation of Smart Fintech.
Smart Fintech was founded to address the growing need for innovative financial solutions under the open banking framework. Alexandru emphasizes how his prior experience enabled the team to navigate regulatory challenges and build robust services aligned with new European standards.
As the company continues to grow, Smart Fintech remains committed to empowering both consumers and businesses through secure, efficient, and transparent financial operations. Alexandru’s insights reflect the potential of open banking to reshape the future of financial services in Romania and beyond.
Watch below the full interview.
