As 2025 begins, the world of fintech is buzzing with optimism and fresh opportunities. Here at RoFintech, we’re excited to embark on another year of growth, innovation, and collaboration.
To kick things off, we gathered our members and partners at our first RoFintech Breakfast of the year, hosted by Zitec. This event not only marked the beginning of a new chapter but also served as an opportunity to reconnect, share ideas, and set our plans for the year ahead.
Celebrating 5 Years of RoFintech
This January also marks a special milestone for RoFintech—our 5th anniversary! It’s been an incredible journey of progress, collaboration, and achievement, and we’re incredibly proud of all that we’ve accomplished together. As we reflect on the strides our members have made and the positive impact we’ve had on the fintech ecosystem, we are excited for what lies ahead in 2025.
What’s been happening in the fintech world?
Romania’s CEC Bank partners with Temenos for tech overhaul
CEC Bank, one of Romania’s most established banks, has announced a major partnership with Temenos to upgrade its retail and corporate banking technology. The modernisation effort will include Temenos’ advanced cloud-native platform, aiming to enhance customer experience, streamline operations, and drive innovation in financial services.
ISFC’s newest report highlights Romania’s unique potential in sustainable banking
The International Sustainable Finance Centre (ISFC) has released its latest report on sustainable banking in Central and Eastern Europe, showcasing Romania’s and Lithuania’s untapped potential. The report emphasises the growing demand for green finance initiatives and highlights opportunities for Romania to lead in eco-friendly banking and financial inclusion. Read it here.
PragmaGO completes Telecredit acquisition
PragmaGO, a leading fintech company specialising in SME financing, has finalised the acquisition of Telecredit in December 2024. This strategic move strengthens PragmaGO’s position in Romania’s fintech market by combining its expertise in financing small and medium-sized enterprises with Telecredit’s consumer lending solutions. The acquisition underscores a growing trend of consolidation in the fintech industry as companies aim to offer diverse, integrated financial services.
What topics are trending in fintech right now?
1. Real-time payments take center stage
Instant payments are no longer just a convenience but an expectation. Solutions like RoPay and similar platforms are leading the charge, with businesses increasingly adopting real-time payment systems to enhance customer experience and cash flow management.
2. AI-driven personalisation in financial services
Artificial intelligence is enabling hyper-personalised experiences in banking and payments. From tailored credit offers to predictive analytics for personal finance, AI will continue to reshape how financial institutions interact with customers in 2025.
3. Fintech for financial inclusivity
Startups like LendoX are leveraging technology to provide access to credit for underserved markets. Expect to see more solutions aimed at breaking down barriers to financial services, especially in emerging markets like Romania.
4. Cybersecurity and fraud prevention advancements
As digital transactions increase, so does the risk of cyber threats. Enhanced fraud detection tools powered by machine learning are becoming essential for maintaining trust in digital financial ecosystems.
Upcoming fintech events to mark on your calendar
- When: February 12-13, 2025
- Where: Frankfurt, Germany
- Why Attend: Get valuable insights into the latest trends and innovations in digital finance, and network with industry leaders and experts.
Finovate Europe 2025
- When: February 25-26, 2025
- Where: London, UK
- Why Attend: Discover cutting-edge innovations in open banking, regtech, and green fintech. An excellent networking opportunity for fintech leaders across Europe.
ProMoney Baltic Payment Forum 2025
Why Attend: Explore the latest digital payment trends and hear from Cosmin Cosma President of the 🇷🇴 Romanian Fintech Association and CEO Finqware, as he shares insights on fintech growth drivers.you to stay tuned to our social media for the latest news and insights!
When: March 5, 2025
Where: Vilnius, Lithuania