Smith&Smith
Romanian expertise in money transfers and payment services
Legal entity: Smith & Smith S.R.L. | Industry: Money Transfer and Payment Services

Leadership
- Georgeta Pocnetz — Chief Executive Officer
- Valentin Dăeanu — Founder
- Alexandra Neagu – Head of Product and Digital Transformation Manager (LinkedIn)
Short Introduction
Smith&Smith is a Romanian payment institution specialising in domestic and international money transfers, payment accounts and services designed for Romanian communities at home and abroad.
About the Company
Founded in 1999, Smith&Smith was one of Romania’s first locally developed money-transfer businesses. The company serves consumers through digital channels and a national agency network.
Smith&Smith combines its own payment services with international transfer partnerships and services such as cash collection, account-based payments and home delivery. Its development has focused strongly on remittances and accessible payment services for people who may not use traditional banking channels extensively.
Products & Services
- Domestic and international money transfers
- Online and agency-based transfers
- Payment accounts in RON and EUR
- Transfers to bank accounts
- Cash collection and home-delivery options
- MoneyGram services
- Instant RON payments through the Romanian payment infrastructure
- Visa Direct account-transfer services
- Foreign-exchange services connected to payment transactions
- Payment of utility bills, taxes, fines and instalments
- Digital customer account and transaction management
Licences & Regulatory Status
Smith & Smith S.R.L. is authorised by the National Bank of Romania as a payment institution and is listed in the Payment Institutions Register under number IP-RO-0006.
The company is also a participant in European and Romanian payment arrangements relevant to its services. Participation in the European Payments Council or in payment schemes is operational recognition and does not replace the payment-institution authorisation.
Smith&Smith is subject to payment-services, consumer-protection, safeguarding, anti-money-laundering and know-your-customer requirements.
Sources: Smith&Smith, General Business Conditions