Eazy Asigurări
Asigurări mai simple, mai rapide, la orice oră.
Legal entity: EAZY ASIGURĂRI S.A. | Industry: Digital Insurance / InsurTech / Non-Life Insurance
Leadership
- Cristian Ionescu — Chief Executive Officer ; Executive Administrator and Chairman of the Board of Directors.
- Dan Filip — Chief Financial Officer / Deputy Chief Executive Officer.
- Adela Jansen — Non-Executive Administrator and Member of the Board of Directors.
- Nicolae Avram — Non-Executive Administrator and Member of the Board of Directors.
Short Introduction
Eazy Asigurări is a Romanian insurance company with strong InsurTech DNA, cloud-native from day one and built on its own core technology platform to make insurance fast, fully online and free from bureaucratic friction. From issuing a policy to filing a claim, every customer interaction is designed to be simple, seamless and entirely digital.
About the Company
The Eazy journey began in 2021, when a team of insurance professionals and tech experts set out to build a technology-led insurer around simpler customer journeys and fully digital processes. Eazy Asigurări received its operating authorisation from the Financial Supervisory Authority (ASF) in September 2023 and issued its first MTPL policy in July 2024.
The company’s proposition is built on end-to-end digital interaction: online quotation and purchase, electronic policy delivery, online claim notification and digital self-assessment in eligible cases. Its current portfolio spans MTPL, CASCO across two distinct customer segments, and home and rental property insurance (Eazy Home and Eazy Rent), with Travel coverage coming in the near term and further optional insurance solutions to follow.
Products & Services
- eazy RCA — compulsory online MTPL insurance available through a digital purchase flow, with online quotation, comparison, payment and policy delivery.
- eazy CASCO Total — comprehensive online CASCO insurance designed for the most complex risks, eligible for new and up to 10 years aged vehicles, covering accidents, theft, weather events and a wide range of perils, including roadside assistance provided by Autonom, and with available optional coverage.
- eazy CASCO Start — an online modular CASCO solution with essential risk coverage — accidents, extreme weather, fire, explosion, natural disasters and more — for vehicles aged 6 to 20 years, with fixed indemnity limits and optional additional coverage. No deductible, no risk inspection required, and the entire purchase process completed in under 3 minutes.
- eazy Home — optional home insurance for property owners, covering the property, contents, annex, family members and pets and selected liability or assistance risks according to the chosen plan.
- eazy Rent — insurance solution designed for tenants, covering personal contents, liability to the landlord and other risks associated with rented homes.
- RCA reminder — is a free notification service open to all Romanian drivers, regardless of their insurer, that sends alerts via SMS or email 30, 7 and 1 day before their MTPL policy expires.
- Online RCA claims notification — claim reporting completed in under 3 minutes, with digital submission and full visibility into the claims-handling process. Simple and fast, with a dedicated claims advisor assigned to support the claimant through every step.
- Online CASCO claims notification — online CASCO claim reporting and digital guidance for assessment, documentation and repair workflows.
Licences & Regulatory Status
Eazy Asigurări’s regulatory position includes the following:
- Insurance undertaking authorisation: EAZY ASIGURĂRI S.A. was authorised to operate as an insurance company by the Romanian Financial Supervisory Authority through ASF Decision No. 975 of 19 September 2023.
- ASF Register: The company is entered in the ASF register of insurance undertakings under registration number RA-069 and is supervised by the Financial Supervisory Authority.
- RCA authorisation: Through ASF Decision No. 976 of 19 September 2023, Eazy Asigurări received a separate authorisation to write compulsory motor third-party liability insurance (RCA). Its RCA policies are issued under series NS.
- Applicable insurance framework: The company operates under Romanian Law No. 237/2015 on the authorisation and supervision of insurance and reinsurance activity and the applicable Solvency II supervisory framework.
- RCA legal framework: Its compulsory motor insurance activity is also subject to Romanian Law No. 132/2017 and ASF Rule No. 20/2017 on motor insurance, as subsequently amended.
- Regulatory status distinction: Eazy Asigurări is an authorised insurance undertaking that underwrites insurance risk; it is not merely an insurance broker or technology intermediary.
Company identifiers: CUI 47433051; Trade Register J2023000439401; LEI 787200QY8UWNZWKXY150; ASF Register RA-069; registered office: Str. Sergent Nuțu Ion nr. 44, One Cotroceni Park, Corp A, et. 7, Sector 5, Bucharest, Romania; share capital: RON 108,500,000.