Official Website URL – https://agricover.ro/

Social Media – https://www.facebook.com/Agricover, 

https://www.linkedin.com/company/agricover

CEO and Co-founders

• Jabbar Kanani — Founder and Chairman, Agricover Group LinkedIn
• Liviu Dobre — Group Chief Executive Officer, Agricover LinkedIn
• Andrei Vasile — Chief Executive Officer, Agricover Payments S.A. LinkedIn

Short Introduction

Founded in 2000, Agricover has developed an integrated business model focused on the needs of Romanian farmers. The Group brings together agricultural input distribution and specialized financial services, helping agricultural businesses obtain the products, capital and professional support required throughout the farming cycle.

Through its Agribusiness segment, Agricover supplies certified seeds, crop-protection products, crop-nutrition solutions and fuel. Its commercial offering is supported by field representatives, technical consultancy, logistics capabilities, an online store and customer-loyalty services.

Through its Agrifinance segment, the Group provides working-capital and investment financing, discounting and factoring facilities, agricultural insurance brokerage, the FERMIER business credit card and digital financing solutions. Financing structures are designed specifically for agriculture and can be aligned with crop-production, harvesting and sales cycles.

As of 31 December 2025, Agricover reported 10,641 unique farmer customers. The Group’s strategy is to further integrate financing, agricultural inputs and digital technology into a single ecosystem for Romanian agriculture.

Products & Services

Agricultural Inputs and Farm Solutions

• Certified seeds
• Crop-protection products
• Crop-nutrition products and fertilizers
• Agricultural fuel
• Technical consultancy delivered through a nationwide field network
• Online agricultural-input store
• AgriPremium customer-loyalty programme

Agricultural Financing

• Short-term working-capital credit lines
• Medium- and long-term working-capital financing
• Investment loans
• Financing for agricultural land and farm modernization
• Co-financing and pre-financing for EU-funded projects
• Discounting and factoring facilities
• Financing structures with repayment schedules adapted to harvesting and crop-sale cycles

FERMIER Card and Digital Financing

The FERMIER Card is a business credit card created for Romanian farmers, allowing customers to use and manage working-capital credit lines granted by Agricover Credit IFN. Farmers can also apply for selected financing products digitally through the My Agricover platform.

Agricultural Insurance Brokerage

Agricultural insurance intermediation is provided through Clubul Fermierilor Români Broker de Asigurare S.R.L., a subsidiary of Agricover Credit IFN.

Digital Payment Services

Agricover Payments S.A. has been established to develop digital payment and funds-management services tailored to the agricultural sector. According to the latest audited financial statements, the company is still seeking authorization as a payment institution.

Explore Agricover financing products | Agricover agricultural solutions

Licences & Regulatory Status

Agricover Holding S.A. is the parent and coordinating company of the Group. It is not itself a bank, non-bank financial institution or authorized payment institution.

Agricover Credit IFN S.A. operates as a Romanian non-bank financial institution specializing in financing agricultural businesses. Its activities are regulated and supervised by the National Bank of Romania.

Published Agricover legal documentation identifies the following registrations:

• NBR General Register: RG-PJR-42-110223/08.02.2012

• NBR Special Register: RS-PJR-42-110067/08.02.2012

Clubul Fermierilor Români Broker de Asigurare S.R.L. conducts agricultural insurance-intermediation activities and operates within the Romanian insurance-regulatory framework supervised by the Financial Supervisory Authority.

  – IP-RO-0019