Leadership

• CEO / Country Manager Romania: Daniel Turbatu

Short Introduction

Paysera Romania is the local representative of the Paysera fintech network, providing Romanian individuals and companies with access to digital payment accounts, money transfers, currency exchange, payment cards and online or in-store payment-acceptance solutions.

About the Company

Paysera Romania is the Romanian market representative of Paysera, a European fintech group established in Lithuania in 2004. The local company provides Romanian-language customer support, sales, market development and assistance with the group’s payment products.

The regulated financial services available to Romanian customers are supplied by Paysera LT UAB, the group’s Lithuanian electronic money institution, under its European passport for Romania. These services include electronic-money and payment accounts, IBANs, euro and international transfers, currency exchange, payment cards and payment collection for online or physical merchants.

Individuals and businesses can manage their accounts through Paysera’s online platform and Super App. Customers may hold and exchange multiple currencies, make SEPA, SEPA Instant and international transfers, receive money, monitor account activity and use supported payment-card functionality.

For merchants, Paysera provides e-commerce payment processing, account-to-account payment collection, card acceptance, QR-code payments and the Paysera POS solution. The group also supplies ticketing technology for event organisers and APIs for companies that need to integrate payment functionality into their own systems.

According to Paysera Group, it serves customers in more than 100 countries. The group reported more than 10.6 million transfers, in over 20 currencies, with a combined value exceeding €12.1 billion during 2024. These are Paysera Group figures and should not be attributed exclusively to the Romanian entity.

Sources: About Paysera Romania, business solutions, Paysera partner network

Products & Services

• Personal Payment Account — electronic-money account for receiving, holding and transferring funds.
• Business Payment Account — remotely opened account with IBAN functionality and tools for managing company payments.
• Multi-currency Account — holding and managing funds in multiple supported currencies within the same Paysera environment.
• SEPA and SEPA Instant Transfers — euro transfers within the Single Euro Payments Area, including supported instant payments.
• International Transfers — cross-border payments in euro and other supported currencies through the available payment networks.
• Currency Exchange — real-time conversion between almost 30 supported currencies through online banking or the Paysera Super App.
• Paysera Super App — mobile account management, transfers, currency exchange, transaction monitoring and payment-card controls.
• Digital Visa Payment Card — digital card for online and contactless payments, compatible with supported mobile wallets.
• Paysera Checkout — online payment-processing and payment-collection solution for e-commerce businesses.
• Account-to-Account Payments — bank-account payment initiation and Open Banking payment collection.
• Card Payment Acceptance — online card-payment processing for merchants.
• Paysera POS — payment-acceptance solution for physical businesses, including QR-code and account-to-account payment options.
• Paysera Tickets — ticket sales and distribution system for event organisers.
• Payment APIs and Integrations — technical interfaces for connecting Paysera accounts, transfers and payment collection to business applications.
• Local Customer Support and Sales — Romanian-language assistance supplied by Paysera Romania S.A.

Licences & Regulatory Status

Paysera Romania S.A. is the Paysera network’s local representation company in Romania. According to Paysera’s official partner register, its role covers:

• marketing and local representation;
• customer support;
• sales.

The Romanian company does not currently hold a separate Romanian electronic-money or payment-institution licence. It operates within the Paysera network under the European passport of Paysera LT UAB.

Regulated service provider: Paysera LT UAB

The payment and electronic-money services offered to Romanian customers are legally supplied by:

Paysera LT, UAB

• Company code: 300060819
• LEI: 5299009E21OGG8K3Y756
• Electronic Money Institution authorisation: LB000251
• Licence valid since: 27 September 2012
• Supervisory authority: Bank of Lithuania
• Romanian status: European passport to provide services in Romania

The Bank of Lithuania’s register confirms that Paysera LT UAB is authorised for activities including:

• issuing electronic money;
• operating payment accounts;
• executing credit transfers and card transactions;
• money remittance;
• issuing payment instruments and acquiring payments;
• payment-initiation services;
• account-information services;
• distribution and redemption of electronic money.

Official regulatory source: Paysera LT UAB — Bank of Lithuania

Payment-card issuer

Under the current card terms displayed on the Romanian website, the Visa payment-card account and card are issued by Finansinės paslaugos “Contis”, UAB, a Lithuanian electronic money institution holding Bank of Lithuania licence no. 53. Paysera LT UAB acts as the distributor of this card product.

This should be distinguished from Paysera Group’s recently announced status as a Visa Issuing Principal Member, which supports its future direct card-issuing capabilities.

Protection of customer funds

Paysera accounts and cards are electronic-money products, not bank deposits. Consequently, the funds are not covered by a bank deposit-guarantee scheme and do not earn deposit interest.

Applicable electronic-money rules require customer funds to be safeguarded separately from the institution’s own operating money. For the current Visa card product, the applicable terms state that customer funds are held in segregated accounts and protected from claims by the card issuer’s creditors in the event of insolvency.

Sources: Paysera partner network and regulatory status, general payment-services agreement, Visa card terms