Leadership

• Irina Barbos — Co-founder and AI Solutions Consultant LinkedIn
• Mihai Anton — Co-founder and AI Solutions Consultant LinkedIn

Short Introduction

AI Flow is a RegTech company that builds compliance infrastructure for regulated financial institutions and growth-stage fintech companies. It connects operational data and existing internal systems to regulatory reporting workflows, helping compliance teams automate repetitive processes while maintaining security, traceability and control.

About the Company

Founded in 2021, AI Flow is a Romanian technology company specializing in regulatory compliance infrastructure for the financial-services industry. The company addresses the operational gap between data stored across internal systems and the regulatory reports, controls and supporting evidence that financial institutions must prepare.

AI Flow connects existing data sources—including core financial systems, transaction platforms, CRM solutions, spreadsheets and departmental databases—to automated compliance pipelines. These pipelines assemble, reconcile and validate information, produce regulatory outputs and retain the evidence required for audits or subsequent regulatory reviews.

Rather than requiring clients to migrate their information to a conventional SaaS platform, AI Flow develops infrastructure around the systems already used by the institution. Solutions can operate within the client’s own environment, allowing regulated organizations to retain control over sensitive information and internal processes.

The company works with financial institutions and fintech businesses operating under frameworks such as PSD2, MiFID II, DORA, GDPR, national AML regulations and relevant United States financial-services requirements. These frameworks represent the regulatory scope supported by AI Flow, not licences held by the company.

Official company overview | AI Flow LinkedIn

Products & Services

Compliance Diagnostic

A structured assessment of the client’s compliance workflows, regulatory obligations and data sources. AI Flow maps existing processes, identifies manual or fragmented data handoffs and delivers a prioritized automation roadmap.

Compliance Pipeline Development

Design and implementation of automated compliance pipelines for specific regulatory obligations or reporting workflows. The infrastructure connects existing systems to regulatory templates and can operate automatically according to the institution’s reporting schedule.

Recurring Regulatory Reporting

Automation of data collection, assembly, reconciliation and validation for recurring regulatory reports, preparing the final output for internal review, approval and submission.

Continuous Control Testing

Automated monitoring and testing of compliance controls, replacing or supplementing limited manual sampling and retaining evidence of identified exceptions.

Regulatory Evidence and Audit Packs

Collection and retention of the source data, calculations, decisions and supporting evidence behind regulatory submissions, enabling institutions to respond more efficiently to audits and subsequent regulator enquiries.

First-Line Reporting Infrastructure

Tools and validation rules that allow operational teams to prepare accurate regulatory information before it reaches the compliance function, reducing errors and repetitive corrections.

Long-term Compliance Infrastructure Partnership

Ongoing maintenance, expansion and optimization of compliance infrastructure as regulations change or clients enter additional countries, states, markets or product categories.

AI Flow services

Licences & Regulatory Status

AI FLOW SOFTWARE S.R.L. is a software-development and compliance-technology provider. It does not present itself as a bank, payment institution, electronic-money institution, non-bank lender, investment firm or other regulated financial institution.

No financial-services licence or regulatory authorization is claimed on the company’s official website.

AI Flow develops technology that helps regulated clients meet obligations arising from frameworks including PSD2, MiFID II, DORA, GDPR and AML legislation. References to these frameworks describe the company’s technical and compliance expertise; they should not be interpreted as licences or authorizations held by AI Flow.