Leadership

• Mihaela Lupu — Chief Executive Officer

Short Introduction

UniCredit Bank Romania is a universal bank providing retail, private, SME and corporate banking services as part of the pan-European UniCredit Group.

About the Company

UniCredit combines local banking expertise with the international reach of one of Europe’s major banking groups. In Romania, the bank serves individuals, entrepreneurs, SMEs, corporations and institutional clients through physical and digital channels.

The integration of Alpha Bank Romania into UniCredit Bank was completed in 2025, expanding the bank’s customer base, distribution capabilities and position in the Romanian market.

Products & Services

• Current accounts, cards, deposits and savings products
• Consumer and mortgage lending
• Mobile and internet banking
• Instant payments and digital wallets
• Private-banking and investment products
• Insurance products distributed through banking channels
• SME financing and working-capital facilities
• POS and merchant-payment services
• Corporate lending and structured finance
• Cash and liquidity management
• Trade finance, guarantees and letters of credit
• Factoring and supply-chain-finance solutions
• Treasury, foreign exchange and capital-market services
• Investment-banking and transaction advisory services

Licences & Regulatory Status

UniCredit Bank S.A. is a Romanian credit institution authorised and supervised by the National Bank of Romania. It is recorded in the BNR Banking Register under number RB-PJR-40-011/18.02.1999.

Eligible deposits are protected under the Romanian deposit-guarantee framework within the applicable statutory limits. Investment and capital-market services are provided according to the authorisations and conduct requirements applicable to each activity.

The bank is also subject to EU banking supervision, prudential, AML, PSD2, data-protection and operational-resilience requirements.

Sources: UniCredit Bank Romania, Bank profile, Management