Leadership

• Cătălin Crețu — General Manager for Bulgaria, Croatia, Romania and Slovenia (LinkedIn)
• Elena Ungureanu — Country Manager, Visa Romania (LinkedIn)
• Ionut Encescu – Director Business Development, Romania, Bulgaria, Croatia and Slovenia 
• Diana Șuster – CEE Business Development
• Claudia Cruceru – Sr. Director, Head of Visa Direct for Central and Eastern Europe

Short Introduction

Visa is a global digital-payments network connecting consumers, merchants, banks, fintech companies and public institutions through secure payment infrastructure.

About the Company

Visa provides the technology and network that enable electronic payments between financial institutions, merchants and consumers. The company generally does not issue cards, extend consumer credit or hold customer deposits directly. Those activities are performed by participating banks and licensed payment providers.

In Romania, Visa works with financial institutions, fintech companies, merchants and public authorities to expand card acceptance, digital payments and financial inclusion.

Products & Services

• Payment authorisation, clearing and settlement infrastructure
• Visa debit, credit and prepaid programmes through issuers
• Contactless and mobile-payment technology
• Visa Token Service
• Visa Direct real-time money-movement capabilities
• Click to Pay
• Visa Secure and 3D Secure authentication
• Merchant and acquiring solutions
• Commercial, corporate and B2B payment solutions
• Fraud prevention, risk intelligence and cybersecurity
• Transit and government-disbursement solutions
• Payment analytics and advisory services

Licences & Regulatory Status

Payment-network and scheme activities are performed within the Visa group under the applicable European payment-system, competition, operational-resilience and data-protection frameworks. Banks, issuers, acquirers and payment institutions connected to Visa maintain their own regulatory authorisations.

PCI DSS is an industry security standard and not a licence issued to provide financial services.

 Visa Romania, Visa corporate information